One of the many benefits of being a credit union member is that your financial institution prioritizes your financial wellness over its growth and success. Recommendations are designed to help members achieve success, and every action taken by the credit union is aimed at benefiting our members.

5 Important Recommendations:

• Start Early – No matter your age, it's important to start saving money. Every penny you save can help cover both expected and unexpected expenses.
• Create a Budget – Develop a budget that outlines your expenses and helps you plan how to use your income effectively. This will put you in a strong financial position.
• Pay Off Debt – Many Americans find themselves overwhelmed by debt. Be cautious when taking out loans; ensure the interest rates are reasonable and plan to pay them off as quickly as you can afford. A good rule of thumb is to prioritize making extra payments on loans with the highest interest rates to save money in the long run.
• Build an Emergency Fund – Set aside a portion of your income to create an emergency fund. Being prepared for unexpected costs can be incredibly helpful.
• Invest Early – Begin investing for your retirement as early in your career as possible.

At WV Central, we offer accounts designed to reward you as you enhance your financial well-being. Our deposit accounts provide some of the best returns available, while Central meets our members' borrowing needs with the lowest possible rates. Every dollar earned from deposits and saved on loans contributes to building your financial nest egg, ensuring your financial success!