Invest where you bank – user-friendly, secure, and built for you.
Start investing directly from your checking account and keep your finances in one place.
We've partnered with InvestiFi* to provide you a new investment portal and a straightforward, secure way to start building a portfolio to pursue your financial goals–all within your existing online banking experience! You can buy, sell and hold stocks and ETFs with no additional apps to download.
Features - Why Invest through InvestiFi
- Investing from Checking makes it simple to put your money to work for you–no need to transfer funds to a third party or wait for money to clear. This gives you direct access to your funds for investment opportunities.
- Utilize a secure platform to buy and sell and manage your portfolio.
- The platform is designed for investors at many knowledge levels, offering a straightforward entry point to start building a portfolio with as little as $1 that is tailored to your individual risk tolerance and personal goals. Whether you're growing a nest egg or just exploring investing for the first time, InvestiFi provides a smart, supportive way to begin.
- Investing through InvestiFi from within West Virginia Central Federal Credit Union's digital banking environment allows you to manage your accounts–checking, savings, loans, credit cards, and now investments–in one place, giving you a more complete and convenient way to take control of your financial future.
- Our commitment to support your financial goals means the investing tool includes educational resources designed to make the process more clear and straightforward, no matter whether you're a seasoned portfolio builder or just starting out.
- Get a portfolio aligned with your needs and preferences with the Guided Investing feature.
Get started with investing in just a few steps!
| What is digital investing? |
Digital investing means having the power to shape your financial future right at your fingertips. Because the InvestiFi digital investing platform is available within your Online Banking experience, it’s never been more accessible to secure your place in the markets. Whether you’re using a desktop, laptop, or mobile device, the user-friendly tools for acquiring the securities of your choice are waiting for you. |
| Who is InvestiFi? |
InvestiFi is a fintech company based in Delaware that was founded in 2020 with a goal of democratizing investing by enabling direct investing from an existing account. InvestiFi's investment advisory services are provided through AdvisiFi, LLC, a registered investment adviser wholly owned by InvestiFi. Brokerage services are provided by InvestiFi Securities LLC, a registered broker-dealer. |
| What is the relationship between West Virginia Central Federal Credit Union and InvestiFi? |
West Virginia Central Federal Credit Union has partnered with InvestiFi to integrate its digital investing platform into our Online Banking experience. This allows you to access InvestiFi’s learning and investing tools directly from within your banking interface and to invest directly from your checking account without having to transfer money to a third-party app. |
| Can anyone invest? |
No. Only account holders over the age of 18 and in good standing with the financial institution can buy, sell, or hold assets. Commercial accounts are not supported. Account holders residing in TX, ID, or NY are unable to trade. |
| What level of security does InvestiFi have? |
InvestiFi Inc. has achieved SOC 2 Compliance, an enterprise-grade best practices standard for protecting customers’ data.
Measures taken to achieve this designation include:
- Network and application layer penetration tests performed by industry leading security firms
- Continuous security control monitoring using the highest possible standards
- Data encryption for in-transit--using TLS--and at rest
- Secure software development through a variety of manual and automatic data security and vulnerability
- Employee training for all staff on employing best practices when handling customer data
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| Does InvestiFi replace West Virginia Central Federal Credit Union's Investment Advisors? |
No. The new investing portal is included as a benefit to create access to investment assets for the people West Virginia Central serves. For the rest of your investing needs, please continue to access West Virginia Central's investment services. |
Investment advisory services provided by AdvisiFi, LLC (“AdvisiFi”), an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration does not imply a certain level of skill or training. AdvisiFi is a wholly-owned subsidiary of InvestiFi Inc (“InvestiFi”). Brokerage services are provided by InvestiFi Securities LLC (“InvestiFi Securities”) and RQD* Clearing LLC (“RQD”), SEC-registered broker-dealers and members of FINRA/SIPC. Brokerage services are available only to residents of the United States and in jurisdictions where InvestiFi Securities is registered. Brokerage and advisory accounts are not held with the financial institution and are held with AdvisiFi, InvestiFi Securities, and RQD, respectively. You may check the background of these firms by visiting FINRA's BrokerCheck. Cash and securities offered by InvestiFi Securities and held by RQD are (1) not insured by the FDIC, NCUA or other government agency, or by any private insurance offered in lieu of FDIC or NCUA coverage, (2) not guaranteed, (3) not financial institution deposits or obligations, and (4) may lose value.