Skip to main content
Home - West Virginia Central Credit Union

Debt Consolidation

Debt Consolidation Loans

Income can shrink, expenses can rise, and your debt balloons out of control. One way to help control this is to combine the balances from several loans or credit cards into one loan with a lower interest rate. Most often this will lower your monthly payments and save you interest.

If you have collateral such as a vehicle that you would like to use for a debt consolidation loan, click the link below. 

APPLY NOW - SECURED LOAN  

If you want a personal loan for a debt consolidation loan, click the link below. 

APPLY NOW - PERSONAL LOAN

*There are multiple payment options available that do not entail any fees. For detailed information about all the available choices, kindly get in touch with our credit union staff. However, there are certain fees associated with making a Convenience Payment through 3rd Party services, such as $4.99 for ACH payments and $6.99 for debit card payments, which are not reoccurring. Fee amounts may change without notice. If you decide to use the Convenience Payment through our 3rd party, the 3rd party will charge a fee every time you make a payment when using the 3rd party service payment provider, except as limited by applicable law.