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Home - West Virginia Central Credit Union

Personal Loans

Personal Loans

WV Central offers many personal loan options that gives you flexibility to handle life’s changing needs.  If you applied online and created a login, click here to check the status of your loan.   

  • Fixed, competitive rates                                                                                  
  • Terms up to 60 months
  • Borrow as little as $500
  • No collateral required
  • Easy online application
  • Rate discounts available
  • FREE up-to-the minute information online, anytime – including current balances, transaction history, payment due dates, and more – when you sign up for online banking.
  • FREE automatic loan payments from your WV Central checking or savings account for the ultimate in convenience.*

*There are multiple payment options available that do not entail any fees. For detailed information about all the available choices, kindly get in touch with our credit union staff. However, there are certain fees associated with making a Convenience Payment through 3rd Party services, such as $4.99 for ACH payments and $6.99 for debit card payments, which are not reoccurring. Fee amounts may change without notice. If you decide to use the Convenience Payment through our 3rd party, the 3rd party will charge a fee every time you make a payment when using the 3rd party service payment provider, except as limited by applicable law.

Choose between several different options:

  • Share / CD Secured Loan
  • Line of Credit
  • Signature Loan

READY TO APPLY? If you are a WV Central member, fill out our easy online loan application to get started for your personal loan.

Apply Now

Personal Loans with Take-Backs™

The Take-Back loan lets you pay ahead to save on interest. And access extra payments anytime. 

  • Competitive rates for a variety of personal needs 
  • Pay ahead to shorten the term and save on interest
  • Access you Take-Back® balance at any time
  • Manage your loan with a mobile-friendly dashboard
  • See the impact of changes before you make them 

Learn More