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Rate Highlights

Type Rate
Auto Loan (APR)* 1.40%
15 Year Mortgage (APR)* 2.75%
20 Year Mortgage (APR)* 3.00%
Premium Savings (APY)* 0.85%
Certificate of Deposit (APY)* 1.35%

*APR = Annual Percentage Rate, APY = Annual Percentage Yield. Rates subject to change without notice. Terms and conditions apply.

Latest News

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Apply for a loan in 3 easy steps.  Let our knowledgeable and friendly professionals assist you at your convenience. Apply online or schedule a date and time that works for you and we'll be here to help.  

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Member Update - June 23, 2020

On behalf of the staff of WV Central, let us say that we have truly missed seeing our friends in our offices! While it was hard to not be able to interact, we were and continue to be concerned about the safety of everyone which is why our lobbies were closed in the first place.

We are very happy to announce that effective July 1, 2020, we will open our lobbies for teller transactions only. Loan and account services should continue to be done on-line at www.wvccu.org or by contacting the office for an appointment.

Please click here for how we will handle our re-opening.


Paycheck Protection Update on Loan Forgiveness

We’re encouraged to see businesses to start to rebound as states across the country reopen. We’re staying in contact with the SBA and expect to start accepting Forgiveness request for the Paycheck Protection Program loans by mid-August. Remember you’ll need to request Forgiveness through the lender that funded your PPP Loan.

With the changes still coming from SBA, please don’t worry about rushing to apply for the Forgiveness. It’s most important now to take the time to focus on your business and document your PPP spending through your covered period. We will email you when you can start your request through our online portal.
If there’s a portion of your loan that is not forgiven, payments won’t be due until after SBA has made their decision on your Forgiveness application or remits the funds, or after the end of your deferred period.

To begin your application for Paycheck Protection Loan Forgiveness please click here. 
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All of us from WV Central FCU hope you have a safe and enjoyable summer.

For more information, visit www.sba.gov

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