Back-to-school costs have hit a record $103.5 billion this year, up from $88.8 billion in 2025, as inflation and tariffs push up prices on everything from pencils to electronics. Parents can ease the burden by shopping their own home first, separating needs from wants, and setting a realistic budget with extra support available through WV Central's Back-2-School loan and Youth Savings Accounts.

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Imposter scams are on the rise, contributing to an estimated $12.5 billion in fraud losses in 2024. These scams occur when someone pretends to be a trusted person or organization to steal money or personal information. To protect yourself, always verify who you’re talking to using trusted contact information, avoid sharing personal details, watch for pressure or urgency, and use secure payment methods. Staying alert and questioning anything that feels “off” can help you avoid becoming a victim.

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WV Central emphasizes that credit unions put members’ financial wellness first. They recommend starting to save early, creating a budget, paying off debt strategically, building an emergency fund, and investing early. WV Central supports members with high-return deposit accounts and low-rate loans, helping them grow savings and achieve long-term financial success.

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