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Our members are terrific! You might say Memberrific

October 12, 2021 • 0 comments

For the month of October we are rewarding our members for their years of membership. You will receive .01% times the years you’ve been a member off the current qualified loan rate for any new loan(s) funded from October 1 – October 31, 2021.

Example 10 years X .01 = .10% off the qualified loan rate.


Stuff the Bus 2021

May 28, 2021 • 0 comments

We are supporting teachers again this year and need your help!


April 23, 2021 • 0 comments

The most convenient way to love your car, and your car loan. 

The Impact of Stimulus Payments on Your Taxes

March 22, 2021 • 0 comments

Have questions about how the COVID-19 Stimulus will affect your taxes this year?

Mondays in March are for the Members!

March 5, 2021 • 0 comments

Giveaways for members planned every Monday in March!

Fill the Gap : COVID relief for non-profit organizations

November 10, 2020 • 0 comments

WV Central's commitment to our community stands, even during the pandemic.

Stuff the Bus 2020

June 2, 2020 • 0 comments

Stuff the Bus will be different this year, due to COVID-19 precautions.

Annual May Car Loan Sale 2020!

April 30, 2020 • 0 comments

Get pre-approved to shop anywhere, or bring us your existing loans and SAVE!

Economic Impact Payments - FAQs for our members

April 14, 2020 • 0 comments

The IRS and the U.S. Treasury are sending out cash to relieve the financial pain of the Coronavirus pandemic. Here's more information on how they are handling it.

April Is National Credit Union Youth Month!

March 18, 2020 • 0 comments

National Credit Union Youth Month serves to encourage kids to develop healthy savings habits by making savings fun and exciting. 


Credit Class Registration - Now Open!

January 6, 2020 • 0 comments

WV Central and Consumer Credit Counseling Service is hosting a FREE nationally recognized educational program "Credit when Credit is Due"

50 weeks of Giving wrap up

December 27, 2019 • 0 comments

In 2019, WV Central celebrated 50 years in business with 50 weeks of Giving.

Thanksgiving Heroes 2019

October 28, 2019 • 0 comments

Nominate your everyday hero!

Join us for our 50th Anniversary Celebration!

October 18, 2019 • 0 comments

Thursday October 24th, 2019 - we celebrate our 50th year of business!

October is Credit Union Month!

September 29, 2019 • 0 comments

We are celebrating with our annual memberiffic promotion!

Color Me Fun 5k Walk and Run - Golden Ticket Edition!

May 21, 2019 • 0 comments

Join us Thursday May 30th for a color run benefitting WVU Children's Hospital.

April is Credit Union Youth Month!

April 1, 2019 • 0 comments

We are giving away 2 $500 CDs and financial education for everyone!

Call for Donations - Color Me Fun 5k Walk & Run to benefit WVU Children's Hospital

March 4, 2019 • 0 comments

WV Central unveils 2019 theme for the Color Me Fun 5k Walk & Run - seeks donations to raise funds for WVU Childrens Hospital. 

2018 Stuff the Bus Report!

August 17, 2018 • 0 comments

Largest year yet for local school supply drive.

New Jobs Report Shows a Very Strong Economy

March 13, 2018 • 0 comments

Here’s some real proof of how strong the economy is.

Americans Save 7.6% of Salary on Average for Retirement, PenFed Survey Finds

March 7, 2018 • 0 comments

How much are you saving for retirement?

Celebrate Women's History Month

March 2, 2018 • 0 comments

Honor the heroic women in your life.

Americans Spend $324,000 on Impulse Buys in Their Lifetime, Slickdeals Finds

February 27, 2018 • 0 comments

You won’t believe how many impulse purchases the average American makes.

Car Technology that Drives You to Distraction

February 22, 2018 • 0 comments

Drivers know they’re distracted, but don’t seem to care.

Avoid the 'Grandparent Scam'

February 20, 2018 • 0 comments

These phone scammers are preying upon families.

Yes, You Should Be Prepared to Negotiate Salary

February 13, 2018 • 0 comments

How to prepare for a salary negotiation.

Empathy, and Household Cleaning Products

February 8, 2018 • 0 comments

Cleaning can make you a better, happier person.

America Get a Pay Raise – The Breakdown

February 6, 2018 • 0 comments

The best news in the latest jobs report.

New Construction Starts Rose in December, According to Dodge Data & Analytics

February 1, 2018 • 0 comments

Will housing supply ever catch up to demand?

How to Reduce the Spread of Workplace Germs

January 30, 2018 • 0 comments

70 percent of workers in the United States have come to work sick.

Tips for Your 2018 Job Search

January 26, 2018 • 0 comments

Here are some expert tips for your next job search.

Getting the Most Out of Your Gym Membership

January 23, 2018 • 0 comments

Keep your New Year’s resolution to get fit.

Residents of These Cities Get the Workplace Blues in Winter

January 18, 2018 • 0 comments

How do you fight the winter blues at work?

A Key Measure Employment Trends Brightened in December

January 16, 2018 • 0 comments

Hiring should remain steady and strong in 2018.

One in Five Healthcare Professionals Have Experienced Patient Data Breaches, Study Finds

January 11, 2018 • 0 comments

Imagine your medical records in the hands of a crook.

Keep Your Pipes from Freezing this Winter

January 9, 2018 • 0 comments

Homeowners: don’t let winter cost you an extra $5,000.

Digital Insurance Claims Can Speed the Process, and Save Money

January 5, 2018 • 0 comments

Would you file an auto accident claim using your phone?

Talent Shortages Forcing Employers to Change Hiring Tactics, According to Robert Half

January 3, 2018 • 0 comments

How to find the best employees in a tight labor market.

New Year's Resolutions for a Financially Healthy 2018

December 29, 2017 • 0 comments

Keep these ten New Year’s resolutions, and get richer and safer in 2018.

It’s All About the Experience

December 26, 2017 • 0 comments

Exchanging a gift? Make it an experience

Are You Spending More, Or Less?

December 22, 2017 • 0 comments

Are you spending more, or less, this year?

Younger Shoppers More Likely to Shop in Stores

December 19, 2017 • 0 comments

Will young people keep traditional retail alive?

Setting Goals for Career Success

December 14, 2017 • 0 comments

Setting goals – and keeping them – is an important part of career building.

Vacation Time: Use It Or Lose It?

December 12, 2017 • 0 comments

When it comes to vacation policies, managers should set an example.

Beware of These Scams During the Holiday Season

December 6, 2017 • 0 comments

From fake charities to online shopping scams.

Home Prices: Still a Seller's Market

November 30, 2017 • 0 comments

October home sales increased 2.5% year-over-year and kept 2017 prices ahead of 2016.

Wokers Are “Jollier on the Job” this Time of Year

November 22, 2017 • 0 comments

Workers recently polled said they are more cheerful at work during the holidays.

KBB Picks The Best New-Car Deals For November

November 17, 2017 • 0 comments

Why this is a good season to buy a new car.

Fraud is a Top Concern for Business Owners

November 14, 2017 • 0 comments

The cost of fraud to small businesses

Debit Card Fraud Is on the Rise

November 9, 2017 • 0 comments

Protect your debit card from thieves

FICO Doubles the Power of Cybersecurity Score to Predict Breaches

November 6, 2017 • 0 comments

Will technology help companies predict data breaches before they can happen?

Debt Hot Spots

November 1, 2017 • 0 comments

Want to spend 13 years paying off your credit card? Just pay the minimum.

Job Seekers, Hold Off on that Selfie

October 26, 2017 • 0 comments

People miss out on jobs because of embarrassing things online.

Cybersecurity in the Workplace Is Everyone's Business

October 24, 2017 • 0 comments

Carelessness is a cyber-criminal’s best friend

Financially Illiterate

October 19, 2017 • 0 comments

Another good thing about credit unions.

Small Business Lending Activity Shows Consistent Growth

October 17, 2017 • 0 comments

Small business drives the economy, so this is good news.

Don’t be a Victim of Investment Fraud

October 12, 2017 • 0 comments

Why your credit union is your first step in avoiding fraud

Hiring, Pay to Increase

October 10, 2017 • 0 comments

Hiring is set to increase in Q4.

Most Employees Complain of Work Stress

October 6, 2017 • 0 comments

How to deal with work stress

Some Good News on Retirement Savings

October 3, 2017 • 0 comments

Here’s some good news on retirement.

U.S. Businesses Spend $2.66 to Combat Every Dollar of Fraud, According to LexisNexis Study

September 28, 2017 • 0 comments

The Equifax breach is just the tip of the fraud iceberg.

Used Car Shoppers: Beware of Flood-Damaged Vehicles

September 26, 2017 • 0 comments

Read this before you buy a used vehicle

Employment Trends Improve, Suggesting Strong Job Growth Ahead

September 22, 2017 • 0 comments

Employment trends increased in August

Home Improvement Binge

September 19, 2017 • 0 comments

36 million homeowners plan to do a home improvement project.

Robert Half Publishes 2018 Salary Guides

September 14, 2017 • 0 comments

What people make, in different jobs

Mortgage Rates Are Still Dropping

September 12, 2017 • 0 comments

Good news for homebuyers

Existing-Home Sales Were Down in July

September 8, 2017 • 0 comments

Are home sales finally slowing down?

Case-Shiller: House Prices Keep Rising

September 6, 2017 • 0 comments

Will strong job growth make housing affordable?

Keep Your Credit Card Utilization Below 20%

September 1, 2017 • 0 comments

This one tip can save you big.

Don’t Make These Job Search Blunders

August 30, 2017 • 0 comments

It is often little things that cost you the job you seek.

The ‘$20 Rule’ – and How to Control Credit Card Debt

August 28, 2017 • 0 comments

With credit cards, it’s the little things that get you

Maybe It’s Time to Ask for a Raise

August 24, 2017 • 0 comments

How much anxiety do you experience just thinking about sitting down with the boss and asking for a raise?

A Third of Americans Have Shopped for Retirement Savings Options

August 17, 2017 • 0 comments

Most Americans are headed for an under-funded retirement

In Love with Your Credit Score

August 15, 2017 • 0 comments

Your credit score, your love life

It’s Time for a Family Meeting

August 14, 2017 • 0 comments

Why families need to talk about money

Credit Unions and Crowdfunding: A New Trend?

August 10, 2017 • 0 comments

Are credit unions a good fit for crowdfunding investing?

Regrets, Had a Few

August 8, 2017 • 0 comments

What’s your biggest financial regret?

In the Battle between Debt & Savings, Debt is Winning

August 4, 2017 • 0 comments

How much do you have in emergency savings?

Refinance Your Existing Auto Loan through Your Credit Union, and Save Big

August 2, 2017 • 0 comments

Your credit union is waiting to save you money

Drowning in Debt

July 27, 2017 • 0 comments

Ugly numbers: 45% of Americans spend more than 50% of their income paying debt

Redeeming Credit Card Rewards, or Not

July 25, 2017 • 0 comments

These credit card reward programs are the most popular.

Mortgage Rates Retreat as Fed Chief Reassures

July 20, 2017 • 0 comments

Mortgage rates drop after Fed chief assures relatively low rates will continue

Credit Unions Face an Uptick in Auto Loan Fraud

July 17, 2017 • 0 comments

Auto loan fraudsters are preying on credit unions as never before

Majority of U.S. Employers Plan to Hire Full-time Workers this Year, CareerBuilder Finds

July 13, 2017 • 0 comments

Job-seekers have reason to be optimistic in 2017

Nearly a Quarter of Americans Have No Emergency Savings

July 10, 2017 • 0 comments

Do you have enough money set aside for emergencies?
Your credit union can help you save.

1934, the Year Credit Unions Got Presidential Support

July 5, 2017 • 0 comments

Credit unions got a big boost in 1934

What Would You Give Up for a Longer Summer Vacation?

July 3, 2017 • 0 comments

67% of adults are looking forward to summer more this year than in previous years:
Would you give up pay for a longer summer vacation?
Nearly 40% would take a pay cut in exchange for more time off this summer

Debt vs Saving

March 7, 2017 • 0 comments

In the Battle between Debt & Savings, Debt is Winning

Americans need to save more and borrow less. Lately, though, the credit card has been winning in the eternal battle between debt and savings, a new study from Bankrate finds. Bankrate found that 52% of Americans report they have more money in emergency savings accounts than they do in credit card debt. This is unchanged from 2016.

The $20 Rule- and How to Control Credit Card Debt

January 24, 2017 • 0 comments

The $20 Rule– and How to Control Credit Card Debt

A lot of the advice you get about how to manage credit card debt is simple common sense: pay off your bills in full each month; don't finance big-ticket items at high interest, etc. Some of the advice is a bit strange: freeze your credit cards in ice; melt only for emergencies. Sometimes we hear something new, and practical.

The Unexpected

January 20, 2017 • 0 comments

A new study from Bankrate shows that the majority of Americans lack the funds to deal with an everyday life emergency.   Specifically, the study found that nearly six in 10 Americans don't have enough savings to pay for a $500 car repair or a $1,000 emergency room bill.

How to Work Out When You’d Rather Be Watching Netflix

January 13, 2017 • 0 comments

Nine ways to summon the motivation when you just don’t feel like it.

1. Tell Yourself You’ll Do 12 Minutes – Turn on your favorite music and focus on 12 to 20 minutes of exercise. Guess what happens? You’ll probably exercise longer!

6 Winter Driving Tips

January 5, 2017 • 0 comments

If you want to be a safe driver in the snow – regardless of where you live – you should heed the following advice from Allstate:

5 Money Saving Tips for 2017

January 3, 2017 • 0 comments

Our Vice President of IT, Kathy Dye, shared some money saving insight. As she heads into 2017, she follows 5 key rules to help her save money on a daily basis.

Giving Season

December 9, 2016 • 0 comments

‘ Tis Better to...

Giving makes us feel better than receiving during the holidays, a new survey shows. The non-profit Leukemia & Lymphoma Society commissioned a survey, and found that an overwhelming majority of Americans (90%) say they believe the true meaning of the holidays is to help others and 87% say they wish they could do more to help others in need.

Too Young to Think about Investing? THINK AGAIN!

November 30, 2016 • 0 comments

“How did it get so late so soon?” — Dr. Seuss

Dr. Seuss’s whimsical take on life has been delighting children of all ages for generations. His simple, but powerful words continue to resonate today, even in the context of planning for a financially secure future. Because when you get right down to it, the younger you are, the more you potentially have to gain by taking advantage of the time ahead of you.

Social Responsibility

October 18, 2016 • 0 comments

A new report finds that companies are making social responsibility a key part of their business strategies. Interestingly, it seems that their employees are helping to drive this view.

Household Income

September 27, 2016 • 0 comments

As U.S. Household Income Rises, Will You Be Saving?

After years of slow growth, U.S. household income jumped by 5.2% from 2014 to 2015. That’s nearly $2,800 per family, on average. What will Americans do with the extra money?

Will We Ever Be Able to Retire?

September 14, 2016 • 0 comments

Remember when retirement was a defined event in nearly every American’s life? It meant an end to the work life, and a greater opportunity for leisure, hobbies and family visits. Those were the days.

Student Debt

September 2, 2016 • 0 comments

There was a lot of talk about student debt – and various methods of reducing it – during the presidential primary season. While discussion of this issue has all but disappeared in the general election phase, some new research suggests that it remains a potent subject.

3 Ways to Save Money

August 25, 2016 • 0 comments

Our loan officer, Mariah Ritchie gives us the inside scoop for saving money. She said that the following three items can help build a better financial future.

It's Time to Switch to WVCCU

August 16, 2016 • 0 comments

A new report from FICO finds that Millennials (adults aged 25-34) are more open to changing banks than members of older age groups. This should be good news for U.S. credit unions. According to FICO, Millennials say fees (low balance, ATM, etc.) are the top reason Millennials switch banks.

College as an Investment

August 10, 2016 • 0 comments

Is College Still a Good Investment?
The rising cost of a college education has prompted many to question whether higher education still represents a good investment.  T

Cars Under $8k

August 5, 2016 • 0 comments
KBB Picks the Best Used Cars Under $8,000 With new car prices averaging $33,801, many Americans are looking for a good deal on a quality used car. Fortunately, they have the experts at Kelley Blue Book to help them make the best choice.

Back to School

August 1, 2016 • 0 comments

It’s that time of year again for students and parents to plan back-to-college shopping. This is a joyous process, where both parties begin by agreeing on a budget. The problem is, students and parents have different ideas about what the ideal budget should be. How different?

Home Sales Are Up This Summer

July 26, 2016 • 0 comments

First time home buyers are out in force this year, helping to push existing home sales higher, according to new data from the National Association of Realtors.

Healthcare eats Social Security

June 30, 2016 • 0 comments

Before you read this blog post,stop and think for a minute and ask yourself this question:

What is my retirement plan?

If you need help planning for retirement and setting up a secure future. WVCCU is here to create that plan with you!

Online Payments

June 27, 2016 • 0 comments

A new survey from FICO has discovered that online payment services have become the most popular alternative to traditional banking. According to the results 19% of consumers currently using online payment services, with another 24% saying they will start using them in the next year.

Emergency Savings

June 24, 2016 • 0 comments

Emergency Savings Are Vital, Yet 66 Million Americans Don’t Have Any

A disturbing new report from Bankrate finds that 66 million U.S. adults have zero dollars saved for an emergency. Emergency savings comprise a vital ͞first tier͟ of any savings plan.

CU Principles

June 21, 2016 • 0 comments

The Values of Credit Unions

If any of your friends and family are in doubt about the value – and values – of credit unions should have a look at the Seven Cooperative Principles for Credit Unions. The Credit Union National Association (CUNA) has published these principles, which outline the basic function and values of CUs. If you want to find out how WVCCU embodies these principles take a look at our Facebook page. We are sharing member stories and hosting charity events. We recently donated $13,000 to Children’s Miracle Health Network from our Color Me Fun Run and will be starting our Stuff the Bus event. We will be helping 400 teachers in the community by collecting supplies for the upcoming school year. If you would like to find out more about how to become an owner (member) or catch up on what WV Central Credit Union is doing in the community, look us up or stop by any of our 3 locations and let us share some details with you!

Homebuyers Celebrate: Mortgage Rates Head Down Again

January 27, 2016 • 0 comments

The average rate charged for a 30-year fixed mortgage in the U.S. again fell below 4% last week, according to Bankrate.
With the Fed acting to push rates higher this year many experts had predicted that this benchmark mortgage would top 5% before long.

Credit Unions Offer the Best Deposit Rates

December 9, 2015 • 0 comments

These days it’s hard to get any kind of good return on your money from an insured account. Rock-bottom interest rates have made safe investing with CD’s, money market accounts and interest-paying savings and checking accounts all-too-rare. 

Thanksgiving Facts

November 25, 2015 • 0 comments

Conversation at the Thanksgiving dinner table can be raucous, polite, funny, impolitic or even weird. Sometimes there are awkward silences – and to fill those moments we’re offering you these fun Thanksgiving facts, courtesy of the Census Bureau:

International Credit Union Day – October 15, 2015

October 15, 2015 • 0 comments

WV Central Credit Union would like to thank all staff and volunteers for their dedication and continued support of West Virginia credit unions and the credit union movement.

Credit Union Week

October 13, 2015 • 0 comments

This week is Credit Union Week and we are celebrating with an Auto Loan Sale! Stop in and work with a loan officer directly and take advantage of our last big loan sale of 2015!

Help Us Share the Love

October 2, 2015 • 0 comments

Help us win $10,000.00 for Children’s Miracle Network (WVU Children’s Hospital). We’ve created a video to display our efforts and to Share the Credit Union Love.