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A student loan designed for you!
5.00% APY* on balances up to $2,500.00*
Need to plan ahead? You can schedule a visit with us for when it's best for you.
Video: Drone footage of the inside of the Murdoch branch of WV Central Credit Union.
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*APR = Annual Percentage Rate, APY = Annual Percentage Yield. Rates subject to change without notice. Terms and conditions apply.
We're Here To Help!
Whether you need a little extra cash for college, groceries, an emergency car repair, or anything in between, a Central Quick Cash loan can help. Within 60 seconds, you can get money when you need it most deposited right into your account, no credit check required!
You guys have helped my whole family in many ways. I started my first checking account with you and so have my daughters. All of our car loans are with you. The best interest rates around. Very personal employees that really care. I’ve been with WVCCU for almost 30 years and no complaints. — JoLee Crawford
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Members of West Virginia Central Credit Union received an unexpected deposit in their accounts on New Year’s Day as the financial institution distributed owner dividends to its members.
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Using a credit card wisely means choosing the right card for your needs (considering rewards, fees, and interest), paying your balance in full and on time to avoid interest and boost your credit score, keeping your borrowing low relative to your limit, using the card regularly to build credit, and diversifying your credit history with other responsible loans without opening too many accounts at once.
Credit allows you to buy now and pay later, but it’s important to understand interest, limits, and minimum payments so you don’t take on more debt than you can manage. Used responsibly, by borrowing only what you can repay and paying on time—it can help you build a strong financial foundation.
Scammers use fake messages, urgent threats, and too-good-to-be-true offers to steal money and personal information. Never share sensitive details, avoid suspicious links, verify unknown contacts, and report scams right away to stay protected.
InvestiFi has announced a partnership with West Virginia Central Federal Credit Union to deliver guided digital investing solutions to its 23,405 credit union members in West Virginia and Ohio.
WV Central FCU now offers Language Assistance Services during business hours.
Our new blog functions as a financial education resource for our members. There will be a variety of topics that will be published to this page including: CEO Updates, Community News, Making Cents, Financial Well-Being and more.
As part of Alliance One, we are proud to provide you with nearly 5,000 surcharge-free ATMs across the United States.
Does earning a little extra cash each month sound appealing? With Kasasa Cash you can earn up to 4.00% APY* on checking balances up to $10,000.
See what's happening at Central!
View all available services in our Member Information Kit
Updated as of February 1, 2025