Mortgage & Home Equity Loans

MORTGAGE LOANS

Your home is an important investment. Whether you’re ready to buy a home for the first time, or need to refinance your existing home at a better rate, WV Central has loans tailored to fit your needs. 

Innovating features include:                                                                                     Apply Now

  • Low, fixed interest rates
  • Terms up to 20 years
  • No prepayment penalties
  • Affordable closing costs
  • Local decision-making for quick approvals
  • FREE up-to-the minute information online, anytime – including current balances, transaction history, payment due dates, and more – when you sign up for online banking
  • FREE automatic loan payments from your WV Central checking or savings account for the ultimate in convenience.

HOME EQUITY LOANS

Make your home better in any way you can imagine – from remodeling to landscaping – let’s explore ways to leverage the equity in your home.

Innovative features including:

  • Low, fixed interest rates
  • Terms up to 15 years
  • No prepayment penalties
  • Low closing cost
  • 3 year fixed*
  • FREE up-to-the minute information online, anytime – including current balances, transaction history, payment due dates, and more – when you sign up for online banking
  • FREE and Unlimited transfers from your Home Equity to your checking account.

Additional Mortgage Products

We also offer the following programs:                                                                     Mortgage Packet with Checklist 

  • Federal Housing Administration (FHA)
  • United States Department of Agriculture (USDA)
  • Veterans Affairs (VA)
  • West Virginia Housing Development Fund

 

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