MORTGAGE LOANS
Your home is an important investment. Whether you’re ready to buy a home for the first time, or need to refinance your existing home at a better rate, WV Central has loans tailored to fit your needs.
Innovating features include: Apply Now
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Low, fixed interest rates
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Terms up to 20 years
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No prepayment penalties
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Affordable closing costs
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Local decision-making for quick approvals
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FREE up-to-the minute information online, anytime – including current balances, transaction history, payment due dates, and more – when you sign up for online banking
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FREE automatic loan payments from your WV Central checking or savings account for the ultimate in convenience.
HOME EQUITY LOANS
Make your home better in any way you can imagine – from remodeling to landscaping – let’s explore ways to leverage the equity in your home.
Innovative features including:
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Low, fixed interest rates
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Terms up to 15 years
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No prepayment penalties
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Low closing cost
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3 year fixed*
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FREE up-to-the minute information online, anytime – including current balances, transaction history, payment due dates, and more – when you sign up for online banking
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FREE and Unlimited transfers from your Home Equity to your checking account.
Additional Mortgage Products
We also offer the following programs: Mortgage Packet with Checklist
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Federal Housing Administration (FHA)
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United States Department of Agriculture (USDA)
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Veterans Affairs (VA)
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West Virginia Housing Development Fund
Note: The Mortgage Packet requires Adobe Acrobat Reader. Download and install your free version now.
Note: If you would like to download and print a paper copy, please download the following forms:
Mortgage Application , Co-Borrower Application, UnMarried Application, Additional Information Form