MORTGAGE LOANS

Your home is an important investment. Whether you’re ready to buy a home for the first time, or need to refinance your existing home at a better rate, WV Central has loans tailored to fit your needs. 

Mortgage Packet with Checklist                                 Apply Now

Innovating features include:         

• Low, fixed interest rates
• Terms up to 20 years
• No prepayment penalties
• Affordable closing costs
• Local decision-making for quick approvals
• FREE up-to-the minute information online, anytime – including current balances, transaction history, payment due dates, and more – when you sign up for online banking
• FREE automatic loan payments from your WV Central checking or savings account for the ultimate in convenience.

HOME EQUITY LOANS

Make your home better in any way you can imagine – from remodeling to landscaping – let’s explore ways to leverage the equity in your home.

Innovative features including:

• Low, fixed interest rates
• Terms up to 15 years
• No prepayment penalties
• Low closing cost
• 3 year fixed*
• FREE up-to-the minute information online, anytime – including current balances, transaction history, payment due dates, and more – when you sign up for online banking
• FREE and Unlimited transfers from your Home Equity to your checking account.

Additional Mortgage Products

We also offer the following programs:                                                                     Mortgage Packet with Checklist 

• Federal Housing Administration (FHA)
• United States Department of Agriculture (USDA)
• Veterans Affairs (VA)
• West Virginia Housing Development Fund

     
Note: The Mortgage Packet requires Adobe Acrobat Reader. Download and install your free version now.

Note: If you would like to download and print a paper copy,  please download the following forms: 

Mortgage Application , Co-Borrower Application, UnMarried  Application,  Additional Information Form