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Auto Loans

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We help our members buy the cars they want. Once approved, you can negotiate with confidence.

Auto Loans                                                                                                          

Innovating features include: 

  • Competitive rates                                                                                                                   
  • Flexible terms to fit your budget
  • Guaranteed Asset Protection available
  • Easy online application
  • Finance up to 100%
  • Rate discounts available
  • FREE up-to-the minute information online, anytime – including current balances, transaction history, payment due dates, and more – when you sign up for online banking.
  • FREE automatic loan payments from your WV Central checking or savings account for the ultimate in convenience.

My First Auto Loan

We're Looking Out for You! New and Used Vehicle Loans for First-Time Buyers

Innovating features include:


  • $500.00 to $25,000.00
  • Maximum term 60 months
  • No Co-signer and No Down Payment
  • 12 months job verification
  • No derogatory credit
  • ACH Payment must be established or Auto Pay set up when the loan is funded


Get Pre-Approved and Buy With Confidence

Get pre-approved for your Auto Loan with our easy, online application. Whether you are looking for something new or used, look no further than WV Central for competitive rates and flexible terms to fit your budget.

READY TO APPLY? If you are a WV Central  member, fill out our easy online loan application and choose Auto Loan to get started.


NOTE: Your specific rate and term will be dependent upon your credit rating, collateral value and amount financed. Vehicle values are determined based on the NADA Guide. Annual Percentage Rates (APRs) are effective as of May 22, 2013 and are subject to change without notice.

Research Before You Buy

Thinking about buying a vehicle? Don’t forget to download the AskAuto ™ app – a powerful car shopping app that can help you research your dream car and apply for a loan using your smartphone or tablet.

Innovating features include:

  • Scan the VIN on a car to get average retail cost and EPA mileage estimates.
  • Compare, rank and save notes on vehicles you like
  • Apply for a loan anytime, anywhere using your smartphone. Just scan your driver’s license* and AskAuto app prefills your loan application with your personal information and saved vehicle information.

Want to take our new AskAuto app for a spin? Download your free app for iPhone, iPad and Android devices today at http://askauto.loanliner.com/market

Be sure to select WV Central on on the app’s startup screen.

*Driver’s license scan not available in all states