|
Savings (Shares) Secured Loans |
Current Dividend + 2%
Variable Rate / Annual Percentage Rate |
|
Certificate of Deposit Secured Loans |
Current Dividend + 2%
Variable Rate / Annual Percentage Rate |
|
Personal Loans |
Annual percentage rates may be as low as* |
|
36 months |
10.15% |
|
48 months |
10.40% |
|
60 months |
10.40% |
|
66 months |
10.65% |
|
* All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. |
|
Unsecured Single Pay Note |
Annual Percentage Rate |
|
90 day note |
15.00% |
|
Overdraft Protection Line of Credit |
Annual Percentage Rate |
|
Requires minimum $50.00 monthly payments |
15.00% |
|
Personal Line of Credit |
Annual Percentage Rate |
|
Reguires minimum $75.00 monthly payments |
15.00% |
|
Vehicle Loans |
Annual percentage rates may be as low as* |
|
36 months |
2.65% |
|
48 months |
2.90% |
|
60 months |
3.40% |
|
66 months |
3.65% |
|
72 months |
3.90% |
|
* All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. Terms and conditions apply. |
|
Mortgage Loan / Conventional and Home Equity Loans |
|
In house first and second mortgages are available. Secondary market real estate loans are available for terms up to 30 years. For more information call 485-4523 ext. 1138, or email us here. |
|
Mobile Home & Land Loan |
|
See information on Mortgage Loan/Conventional and Home Equity Loans |
|
Unimproved Property (Deed of Trust Required) |
Annual percentage rates may be as low as* |
|
L-T-V 80% Max | 20% Down | 180 Months |
5.75% |
|
* All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. |
|
Motorcycles / ATVs Loans |
Annual percentage rates may be as low as* |
|
36 months |
2.65% |
|
48 months |
2.90% |
|
60 months |
3.40% |
|
66 months |
3.65% |
|
* All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. Terms and conditions apply. |
|
Boats & RVs |
Annual percentage rates may be as low as* |
|
36 months |
2.65% |
|
48 months |
2.90% |
|
60 months |
3.40% |
|
66 months |
3.65% |
|
72 months |
3.90% |
|
73-120 months |
6.40% |
|
$15,000 minimum loan amount for terms from 61 - 120 Months |
|
* All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. Terms and conditions apply. |
|
Miscellaneous Equipment Loans |
Annual percentage rates may be as low as* |
|
36 months |
2.65% |
|
48 months |
2.90% |
|
60 months |
3.40% |
|
* All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. Terms and conditions apply. |