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As you contemplate moving beyond your piggy bank, the two types of financial institutions that you're most likely to deal with are banks and credit unions. They offer essentially the same products and services, including savings and checking accounts, credit cards, auto loans, mortgages and investment products, but their values and motivations are very different.
West Virginia Central Credit Union Unveils Newly-Designed Website.
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The average rate charged for a 30-year fixed mortgage in the U.S. again fell below 4% last week, according to Bankrate.
With the Fed acting to push rates higher this year many experts had predicted that this benchmark mortgage would top 5% before long.