Savings (Shares) Secured Loans |
Current Dividend+ 3%
Variable Rate / Annual Percentage Rate / Floor of 6.00% |
Certificate of Deposit Secured Loans |
Current Dividend+ 3%
Variable Rate / Annual Percentage Rate / Floor of 6.00% |
Personal Loans |
Annual percentage rates may be as low as* |
36 months
10.75% |
48 months
11.00% |
60 months
11.00% |
| * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. |
Unsecured Single Pay Note |
90 day note
15.00%
Annual Percentage Rate |
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Overdraft Protection Line of Credit |
15.00%
Annual Percentage Rate
Requires minimum $50.00 monthly payments |
New Vehicle Loans |
Annual percentage rates may be as low as* |
36 months
4.00% |
48 months
4.25% |
60 months
4.75% |
66 months
5.25% |
72 months
6.25%
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| * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. |
Used Vehicle Loans |
Annual percentage rates may be as low as* |
2008 - 2009 |
36 months
4.00% |
48 months
4.25% |
60 months
4.75% |
66 months
5.25% |
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|
2006- 2007 |
36 months
4.00% |
48 months
4.25% |
54 months
4.75% |
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2003 - 2005 |
36 months
4.00% |
48 months
4.25% |
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2002 - Older |
36 months
4.00% |
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| * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. |
Mortgage Loan / Conventional and Home Equity Loans |
| In house first and second mortgages are available. Secondary market real estate loans are available for terms up to 30 years. For more information call 485-4523 ext. 1104, or email us here . |
Mobile Home & Land Loan |
| See information on Mortgage Loan/Conventional and Home Equity Loans |
Unimproved Property (Deed of Trust Required)- Not available at this time |
| Annual percentage rates may be as low as* |
L-T-V
80% Max |
15% Down |
7.50%
Annual Percentage Rate |
120 Months |
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|
| * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. |
New Motorcycles / ATVs Loans |
| Annual percentage rates may be as low as* |
36 months
4.00% |
48 months
4.25% |
60 months
4.75% |
|
|
| * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. |
Used Motorcycles / ATVs Loans |
| Annual percentage rates may be as low as* |
36 months
4.00% |
48 months
4.25% |
|
| * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. |
New Boats & RVs Loans |
| Annual percentage rates may be as low as* |
36 months
4.00% |
48 months
4.25% |
60 months
4.75% |
66 months**
5.25% |
72 months**
6.25% |
73 -120 months**
7.75% |
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|
**$15,000 minimum loan amount |
| * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. |
Used Boats & RVs Loans |
| Annual percentage rates may be as low as* |
36 months
4.00% |
48 months
4.25% |
60 months
4.75% |
|
|
|
| * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. |
|
| Annual percentage rates may be as low as* |
36 months
4.00% |
48 months
4.25% |
60 months
4.75% |
|
|
|
| * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. |
