This special program has been designed to provide a loan option for members whose
borrowing needs fall outside of the normal criteria for loan approval at WV Central Credit Union.  The maximum loan amount available is $2,000 for a period of 24 months.

If a member is approved under this program, they are required to attend financial counseling sessions provided by consumer Credit Counseling.  The eighteen (18%) interest rate charged for type of loan is reduced by two (2%) upon completion of the counseling sessions and making the first 12 months of payments of time.

This program will provide members with the skills necessary to handle their finances in the future and hopefully allow them to build a credit history that will make them eligible for additional loans.