Disability Insurance

Credit Disability Insurance, the payment protection plan, provides our members with valuable protection against disability whether it is short-term or long-term.  This coverage can help to reduce or pay off covered loans when members really need it the most.

This coverage is available at a low monthly rate. You can protect your financial future by choosing from two types of coverages:

• Retro Coverage: After you are totally disabled for more than 30 days, the disability benefit will begin with the 1st day of disability.

• Non Retro: After you are totally disabled for more than 30 days, the disability benefit will begin with the 31st day of disability. This process will need to be initiated by the member when circumstances arise.