MEMBERS Market Index Certificates
Are you looking for higher-earning alternatives to fixed-rate certificates?
While stocks and mutual funds can offer larger returns, many people aren't risk-takers when it comes to investing their hard-earned money. Luckily, protecting your nest egg doesn't mean you have to settle for conservative returns. With the MEMBERS Market Index Certificate, you can invest in a certificate that gives you the chance to earn stock market-like returns without losing a penny of your deposit.
The MEMBERS Market Index Certificate earns dividends based on the Dow Jones Industrial Average (DOW). If the DOW goes up, your dividend rate goes up. If the DOW goes down, you won't earn dividends, but you will get your initial deposit back in full.
Our MEMBERS Market Index Certificate lets you have the best of both worlds: the safety of an insured credit union share certificate and the potentially high returns of the stock market. Give your investment portfolio the lift it deserves - contact us to find out more about the MEMBERS Market Index Certificate today.
Market Index Certificates are for members who have a minimum of $1000.00 to invest for 3 or 5 years.
Regular certificates are also offered to members who have a minimum of $1,000.00 to invest for 3, 6, 9, 12, 15, 18, 21 or 24 months. A special term of 36 months is now available. Minimum $500.00 for children's accounts.
IRA certificates are also offered to members who have a minimum of $1,000.00 to invest for 3, 6, 9, 12, 15, 18, 21, 24 or 36 months.