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Savings (Shares) Secured Loans
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Current Dividend+ 3%
Variable Rate / Annual Percentage Rate
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Certificate of Deposit Secured Loans
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Current Dividend+ 3%
Variable Rate / Annual Percentage Rate
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Personal Loans
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Annual percentage rates may be as low as*
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36 months
10.50%
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48 months
10.75%
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60 months
10.75%
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| * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. |
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Unsecured Single Pay Note
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90 day note
15.00%
Annual Percentage Rate
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Overdraft Protection Line of Credit
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15.00%
Annual Percentage Rate
Requires minimum $50.00 monthly payments
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Personal Line of Credit
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15.00%
Annual Percentage Rate
Reguires minimum $75.00 monthly payments |
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New Vehicle Loans
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Annual percentage rates may be as low as*
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36 months
3.00%
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48 months
3.25%
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60 months
3.75%
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66 months
4.25%
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72 months
4.75%
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73 - 120 months
6.75% |
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| * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. |
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Used Vehicle Loans
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Annual percentage rates may be as low as*
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2012 - 2013
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36 months
3.00%
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48 months
3.25% |
60 months
3.75% |
66 months
4.25% |
72
months
4.75% |
73 - 120 months
6.75% |
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2011 - 2010
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36 months
3.00%
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48 months
3.25%
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60 months
3.75%
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66
months
4.25%
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2009
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36 months
3.00% |
48 months
3.25%
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60 months
3.75% |
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2008 - 2007
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36 months
3.00% |
48 months
3.25% |
54 months
3.75% |
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| 2006 -2005 |
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36 months
3.00% |
48 months
3.25% |
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| 2004 - Older |
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36 months
3.00% |
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* All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness.
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Mortgage Loan / Conventional and Home Equity Loans
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| In house first and second mortgages are available. Secondary market real estate loans are available for terms up to 30 years. For more information call 485-4523 ext. 1138, or email us here . |
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Mobile Home & Land Loan
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| See information on Mortgage Loan/Conventional and Home Equity Loans |
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Unimproved Property (Deed of Trust Required)- Not available at this time
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| Annual percentage rates may be as low as* |
L-T-V
80% Max |
15% Down |
7.50%
Annual Percentage Rate |
120 Months |
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| * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. |
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New Motorcycles / ATVs Loans
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| Annual percentage rates may be as low as* |
36 months
3.00% |
48 months
3.25% |
60 months
3.75% |
66 months
4.25% |
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| * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. |
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Used Motorcycles / ATVs Loans
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| Annual percentage rates may be as low as* |
36 months
3.00% |
48 months
3.25% |
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| * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. |
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New Boats & RVs Loans
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| Annual percentage rates may be as low as* |
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36 months
3.00%
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48 months
3.25%
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60 months
3.75%
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66 months**
4.25%
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72 months**
5.25%
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73 -120 months**
6.75%
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**$15,000 minimum loan amount |
| * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. |
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Used Boats & RVs Loans
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| Annual percentage rates may be as low as* |
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36 months
3.00%
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48 months
3.25%
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60 months
3.75%
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| * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. |
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|
| Annual percentage rates may be as low as* |
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36 months
3.00%
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48 months
3.25%
|
60 months
3.75%
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|
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| * All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness. |