Home Page | Careers | Contact Us     Search:
Home Page

Loans Made Easy

You can enjoy these loan benefits at West Virginia Central Credit Union:

Reduced Rates

We offer a quarter percent (.25%) discount on the interest rate for all new loan originations that are paid through members payroll deduction or an active checking (share draft) account with e-statement.  Mortgage and Home Equity loans do not qualify for this discount.

Simple Interest

Early payments or extra payments reduce the amount of interest paid by reducing the loan balance faster.

Payment Options

We have weekly, bi-weekly, bi-monthly or monthly payment options for payroll deductions and monthly payments for those members that want to make cash payments.  We can also set up your payments to be automatically deducted from your accounts at another financial institution.

Loan payments are set up as cash payments, coupon books, payroll deduction (which is the most common), and monthly transfers from the savings accounts. 

Loan payments made by payroll deduction requires a payment every time there is dated payroll set-up by your pay frequency. If you are off work due to vacation or layoff, it is the member's responsibility to notify the credit union so that payments are still made in the time frame set per the security agreement and no delinquencies occur.

Auto Loans
Boat and Recreational Vehicle Loans
Bright Future Loan Program
Business & Commercial Lending
CUFF - Credit Union Fast Financing
Disability Insurance
Guaranteed Auto Protection (GAP)
Miscellaneous Equipment Loans
Mortgage Loans
Motorcycles & ATV Loans
Personal (Signature) Loans
Savings (Share) Secured Certificate Loans
Single Payment Loans (Notes)
Soldiers & Sailors Relief Act
Student Loans

 

Urgent Mortgage Loans Refinancing

Don't Tax my Credit Union Video
Don't Tax my Credit Union!

Claim Your Complimentary Coverage Through FastApply AD&D In Three Minutes Or Less. Claim It.


Locations
Hours
Phone

Main Office
1306 Murdoch Ave.
Parkersburg, WV 26101

South Parkersburg Office
809 Division St.
Parkersburg, WV 26101

Vienna Office
1701 Grand Central Ave.
Vienna, WV 26105
Lobby Hours:
Mon-Thu: 8:30am-4:30pm
Fri: 8:30am-5:30pm

Drive-Through Hours:
Mon-Fri: 7:30am-6:00pm
Sat: 8:00am-12:00noon
Local:
304-485-4523

Toll-Free:
1-800-642-1902

Lost or Stolen Cards:
Use these numbers to report lost
or stolen cards after hours:

Debit Card #: (800) 554-8969
VISA #: (800) 558-3424


ATM Locations | Shared Branches


Scan this to Plank and Bank on your Android Phone

Scan this to Plank and Bank on your iPhone